Available NowPersonal Protection
Motor Insurance
Comprehensive and third-party cover for private and commercial vehicles — accidents, theft, fire, and third-party liability.
Motor InsuranceDrive fearless,
Drive fearless,
every mile covered.
Comprehensive and third-party cover that protects you against accidents, theft, and fire — so the road ahead stays yours to enjoy.
Fast Claims Assistance
Approved in record time
Our Partners
Backed by Kenya’s leading insurers.
Cush sits at the centre of Kenya’s leading insurers — comparing cover across our full network so you get the right policy, not just the first one.
Why Cush
The trusted choice for insurance in Kenya.
We’re not tied to one underwriter — we work for you, comparing cover across our full network to find the policy that actually fits, backed up when it matters most.
Needs Assessment
We sit down with you to understand what you're protecting and where the real risks are before recommending cover.
Policy Comparison
We compare terms and prices across our vetted underwriters so you get the right policy, not just the first one.
Claim Assistance
When something happens, we manage the claim with your underwriter end-to-end, from first report to settlement.
Policy Monitoring & Renewal Reminders
We keep an eye on your cover and remind you before it lapses, so you're never caught uninsured.
Our Services
Cover for every part of your life.
Personal and business insurance — compared across 29 vetted underwriters through a single, independent advisor.
Available Now
EnquireBusiness Insurance
Business Insurance
Combined cover for shops, hospitals, chemists, electronics, banks, SACCOs, and companies.
EnquireHealth
Medical / Health
Inpatient and outpatient cover for individuals, families, and corporate groups.
EnquirePersonal Protection
Personal Accident
Individual, student, and group cover for injury, disability, and death.
EnquirePersonal Protection
Domestic Insurance
One package for your home, contents, portable valuables, and domestic staff.
EnquirePersonal Protection
Travel Insurance
Medical emergencies, cancellations, delays, and lost baggage, wherever you travel.
The Process
Getting covered, step by step.
From your first quote to a policy in hand — here’s exactly what working with Cush looks like.
1
01
Compare Multiple Quotes
We compare cover across our 29+ underwriting partners to find your best fit.
2
02
Choose Your Cover
Pick the policy that fits your needs and budget — no pressure, no jargon.
3
03
Receive Your Policy
Your policy documents are issued digitally, ready in minutes.
Insurance Solutions
Coverage built around your life.
A guide to what each policy actually protects, who it’s for, and why it matters — browse before you decide.
Most PopularPersonal Protection
Motor Insurance
Comprehensive and third-party vehicle cover to protect you against accidents, theft, fire, and liability — because your car deserves more than the bare minimum.
- Accident & theft cover
- Fire damage
- Third-party liability
- 24/7 claims support
Family FavoritePersonal Protection
Health Insurance
Quality healthcare cover for you and your family, from routine consultations to hospital admissions — because your wellbeing shouldn't wait on your wallet.
- Inpatient & outpatient care
- Maternity support
- Dental & optical
- Emergency treatment
Claims Support
We’re with you when it matters most.
Filing a claim shouldn’t add to the stress. Our team manages the process with your underwriter, from the first report to final settlement.
Step 1
Report the claim
Step 2
We liaise with your underwriter
Step 3
Claim settled
What Our Clients Say
Trusted by clients across Kenya.
WK
“Filing my motor claim was so easy — I had my payout within days. Cush made it completely stress-free.”
Wanjiru Kamau
Motor Insurance · Nairobi
DM
“Cush helped us find the right cover for our shop with no hidden surprises. Genuinely professional service.”
David Mwangi
Business Insurance · Nakuru
AS
“Switching to Cush for my medical cover was the best decision — clear advice and fast support.”
Amina Suleiman
Health Insurance · Mombasa
FAQ
Frequently asked questions.
The essentials on how Cush works — independent advice, digital cover, and claims we handle end-to-end. Full list on the FAQ page.
See all FAQsIs Cush tied to one insurance company?
No. We're an independent agency and compare cover across 29 vetted underwriting partners, so our advice is based on what fits you — not a single provider.
How do I get a quote?
Request a quote through our client portal, on WhatsApp, by phone, or at any branch. There's no obligation, and an advisor compares options from trusted underwriters to find your best fit.
Can I buy insurance without visiting a branch?
Yes. You can request a quote and buy a policy entirely online — via the client portal, WhatsApp, or USSD. Cover is issued digitally, often the same day.
Can I pay my premium with M-Pesa?
Yes. Premiums can be paid via M-Pesa STK push, so cover starts instantly with nothing to reconcile manually.
What happens when I need to make a claim?
You call your advisor and we manage the claim with your underwriter end-to-end, keeping you updated until it's resolved.
Is Cush Insurance Agency licensed?
Yes. We are a licensed insurance agency in Kenya, registered under the Insurance Regulatory Authority (IRA) — License No. 33184.
