Available NowPersonal Protection
Motor Insurance
Private and commercial vehicles — accidents, theft, fire, and third-party cover.
Business & Personal
The full index of cover.
23 ways to protect what matters — browse the catalogue, open a guide, or send us a message.
23
products
29
underwriters
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Personal Protection
Cover for you, your family, and everything you've worked for.
Available Now
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Personal Accident
Individual, student, and group personal accident (GPA) cover for injury, disability, and death.
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Domestic Insurance
One package for your home, contents, portable valuables, and domestic staff.
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Travel Insurance
Medical emergencies, cancellations, delays, and lost baggage, wherever you travel.
Health
Quality care shouldn't come with financial anxiety attached.
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Medical / Health Insurance
Inpatient and outpatient cover for individuals, families, and corporate groups.
Business Insurance
From day-to-day operations to the risks you hope never happen.
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Business Insurance
Combined cover for shops, hospitals, hardware, chemists, electronics, boutiques, banks, saccos, microfinance, and companies.
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Professional Indemnity
Negligence, error, and malpractice cover for doctors, lawyers, contractors, auditors, and engineers.
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Agriculture Insurance
Protect crops, greenhouses, forestry, and farm machinery against weather, pests, and accident.
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Livestock Insurance
Compensation for the death of insured animals from accident, disease, fire, or difficult delivery.
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Workplace Injury Cover (WIBA)
Meet your WIBA obligation and protect against employer's liability for staff injury and illness.
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Goods in Transit (GIT)
Protect your cargo against theft, accident, and loss while it moves by road, rail, air, or sea.
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School Insurance
Bus insurance, workers, contents, and buildings — one arrangement for a learning institution.
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Churches & NPO Cover
Fire, burglary, contents, vehicles, and liability for churches and non-profit organisations.
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Bid, Performance & Security Bonds
Bid, performance, security, and advance payment bonds for public and private tenders.
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Public Liability
Cover for injury or property damage claims by customers and members of the public.
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Contractors All Risk
One policy for construction works, materials, plant, and third-party liability, start to handover.
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Marine Insurance
Cargo and hull cover for shipments by sea, land, or air — locally and internationally.
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Contractual Liability
Cover for indemnity and hold-harmless obligations you take on under contracts.
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Building Insurance
Protect the structure — home, residential house, company, or factory — on a rebuilding-cost basis.
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Goods Held in Trust
Protect clients' property in your custody, care, and control — garages, cleaners, warehouses.
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Money Insurance
Cash in transit, on premises, and in the safe — against theft, robbery, and loss.
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Careers Liability
Liability for negligent recruitment, placement, or career advice.
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Fidelity Guarantee
Protect your business against theft and fraud by employees, partners, and contractors.
