Enquire Business Insurance
Churches & NPO Cover
Protecting Organisations That Serve Their Communities
Protection against a range of covered risks that may affect churches and non-profit organisations — buildings, contents, vehicles, and liability.
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Cover options
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Underwriters
24/7
Claims support
Quick overview
A package that protects the property, vehicles, funds, and liabilities of a church or non-profit organisation against covered risks, so a single loss doesn't stop the work you do for your community.
Why it matters
Why Is This Cover Important?
An unexpected loss can interrupt programmes, services, and community activities. Insurance can help reduce the financial impact of covered events and support the organisation's recovery.
Organisations with real assets to protect
Churches and NPOs manage buildings, vehicles, equipment, and funds while serving their members and beneficiaries. An unexpected loss can interrupt programmes, services, and community activities.
What can be covered
Depending on the policy: buildings, contents and equipment, vehicles, fire, burglary, public liability, and other eligible organisational risks.
Who it's for
Who this cover is for
- Churches and religious institutions
- NGOs and charitable organisations
- Community-based organisations
- Community halls and centres
- Faith-based schools and missions
Cover options
Your cover options
Choose the option that matches your needs. Exact terms, limits, and extensions vary by insurer and policy.
01
Fire & Burglary
Protects buildings and contents against fire, burglary, and related perils.
02
Vehicles
Third-party and comprehensive cover for organisational vehicles, including buses.
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Liability
Public and employers' liability for the organisation, staff, and volunteers.
Protection
What this cover protects against
What applies to your policy depends on the cover level you choose and any extensions added.
church
Buildings
The church or organisation's premises against fire and insured perils.
chair
Contents & equipment
Furniture, instruments, sound systems, and office equipment.
directions_bus
Vehicles
Third-party or comprehensive cover for organisational vehicles.
local_fire_department
Fire & burglary
Damage from fire and forced-entry theft.
groups
Public liability
Claims by visitors, members, and the public on your premises.
payments
Money
Offerings and funds in transit, on premises, and in the safe.
Key benefits
What you get with the cover
Built for institutions
Cover matched to schools, churches, and NPOs.
One package
Buildings, contents, vehicles, and liability under one arrangement.
Protect the people you serve
Liability cover for visitors, pupils, and members.
Getting covered
What you'll need
To take out cover
- Registration documents
- Details of the organisation
- Property / building details
- List of vehicles, equipment, and contents
- Estimated values of assets
- Details of the organisation's activities
Requirements may vary depending on the insurer, type of cover, risk involved, and individual circumstances. Our team will advise you on the specific documents required for your policy.
Glossary
Common terms explained
Not-for-Profit
An organisation that reinvests income into its mission rather than distributing profits.
Contents
Furniture, equipment, and belongings within the insured building.
FAQ
Frequently asked questions.
The essentials on churches & npo cover — what it covers, what you'll need, and how claims work. More on the FAQ page.
See all FAQsAre churches and NPOs covered for fire and burglary?
Yes. Fire and burglary cover for buildings and contents is at the heart of church and NPO cover.
Are our vehicles covered?
Yes — organisational vehicles, including buses, can be covered on third-party or comprehensive terms as part of your arrangement.
Do we need liability cover?
Yes — public and employers' liability protect the organisation against claims by visitors, members, staff, and volunteers.
Flexible cover
Built around your organisation
Every church and NPO runs differently. Our team helps you identify the risks that matter and build cover around your property, vehicles, and activities. Protect your organisation and the work you do for your community with Cush Insurance Agency.
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